Farmers in Punjab are once again in focus as the Punjab Apna Khet Apna Rozgar Scheme 2026 opens new opportunities for small landholders. With rising input costs and limited access to finance, this program aims to provide subsidized tractors and easy installment plans to strengthen agricultural productivity across the province.
Here is a complete, updated and easy-to-understand guide for applicants in 2026.
What Is Apna Khet Apna Rozgar Scheme?
The scheme is a flagship agricultural support initiative launched by the Government of Punjab to empower small farmers through tractor subsidies and soft financing.
Its main goal is simple:
Help farmers cultivate their own land efficiently without depending on costly rentals.
In 2026, the program continues under Punjab’s broader agricultural modernization strategy, focusing on increasing crop yield and rural employment.
Subsidy & Financing Structure (2026 Update)
Under the scheme, eligible farmers receive a significant subsidy on locally manufactured tractors, along with a low-markup installment plan.
Here’s a simplified breakdown:
| Feature | Details (2026) |
|---|---|
| Tractor Type | 50–85 HP (locally assembled) |
| Government Subsidy | Up to Rs. 1,000,000 (as per policy) |
| Down Payment | Approx. 20–25% |
| Installment Duration | 3–5 years |
| Processing Method | Online Balloting |
Note: Exact figures may vary depending on the approved tractor model and annual budget allocation.
The subsidy is paid directly to the manufacturer, reducing the overall cost burden on the farmer.
Who Can Apply? Eligibility Criteria
To qualify in 2026, applicants must meet the following basic conditions:
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Must be a Punjab resident
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Own agricultural land (up to defined acreage limit)
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Valid CNIC
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Land ownership verified via Punjab Land Record Authority
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Clean credit history (if bank financing involved)
Preference is often given to small landholders to promote inclusive growth.
Step-by-Step Online Apply Process
The Punjab government has shifted most applications to a digital system for transparency.
Here’s how to apply:
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Visit the official Punjab Agriculture Department portal.
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Create an account using CNIC and mobile number.
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Fill in land ownership and tractor model details.
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Upload required documents.
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Submit the application and note tracking ID.
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Wait for official digital balloting results.
Shortlisted candidates receive SMS and portal notifications.
Always verify that you are applying through the official government website only to avoid fraud.
Why This Scheme Matters in 2026
Agriculture remains the backbone of Punjab’s economy. Rising diesel costs and mechanization expenses have made it difficult for small farmers to compete.
Through this scheme, the government aims to:
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Reduce dependency on rented machinery
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Improve crop cycle efficiency
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Increase wheat, rice, and sugarcane productivity
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Generate rural employment
For many farmers, owning a tractor directly improves annual income stability.
Documents Required
Applicants typically need:
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CNIC copy
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Land ownership documents (Fard)
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Recent passport-size photo
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Bank account details
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Mobile number registered on CNIC
Incomplete applications are automatically rejected during scrutiny.
Common Mistakes to Avoid
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Entering incorrect land record data
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Uploading blurred documents
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Applying through unofficial agents
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Missing application deadlines
Always double-check information before final submission.
Frequently Asked Questions
Is the Apna Khet Apna Rozgar Scheme open in 2026?
Yes, the scheme continues in 2026 under Punjab’s agricultural support programs, subject to annual budget approval.
How much subsidy is offered on tractors?
The subsidy can go up to around Rs. 1 million depending on the tractor model and policy year.
Can tenant farmers apply?
Generally, preference is given to landowners. However, eligibility rules may specify acreage limits.
How are applicants selected?
Selection is done through a transparent computerized balloting system.
Is there any application fee?
Officially, there is no heavy processing fee. Applicants should avoid paying agents or middlemen.
Punjab’s farming community is moving toward modernization, and schemes like Apna Khet Apna Rozgar reflect a long-term commitment to rural development. For small farmers aiming to reduce costs and increase productivity in 2026, applying on time and through the official portal can be a meaningful step toward financial stability and agricultural independence.
